Various problems in the car often makes the owners have to pay a significant amount of repairs. However, this is comparable to the functionality of cars compared to motor vehicles. In terms of safety and comfort also makes the car superior to two-wheeled vehicles. Although safe, that does not mean it will not be affected by problems.
One of the things you should pay attention to is how to avoid a fire on the car. The cause of a burning car is influenced by two factors, namely external factors and internal factors.
Sometimes, for some people the mistake is underestimated or not taken seriously. In fact, if you let your guard down a little, there is a possibility that it could endanger the safety of you and the passengers. Well, to find out the cause of a burning car is not difficult. There are 3 main causes or internal fires in cars. Recognize and learn this to avoid if at any time you experience it. Here are the things that cause a car to catch fire.
1. Fuel and Oil Leaks
Each vehicle must have fuel to drive the vehicle. Such fuels such as oil, gasoline, diesel and even liquid coolants. All of the liquid or fuel will burn easily if the hose and tank leak.
Leaks in the fuel lines cause many fire incidents in cars. In temperatures around 7.2 ° C or just a small spark coming from the engine will cause the car to carry over easily when the fuel lines leak. Before this bad thing happens, you must recognize and prevent it.
The best way to prevent this is by treating the circulation system lines in fuel and oil. In addition, if you smell the smell of fuel around the engine immediately find out the cause and immediately repair the damage.
2. Electric Damage
The cause of the car caught fire in second place is the occurrence of damage to the electrical system. A problematic car battery can cause a buildup of hydrogen gas in the engine room which can cause a fire.
The gas will leak if there is damage to the battery cable. Sparks on the gas will easily cause a fire.
Fire in the electrical system will certainly have a fatal impact. Because the electrical system is not only on the hood of the car. Almost all components and parts in the car use electricity systems.
3. The Engine Has Over Heat
An overheated engine due to excessive use can also cause a fire in the car. The heat of the engine will cause a leak in the oil channel. If the oil channel leaks and drips into parts that can pluck a fire, of course this will trigger a fire on the car engine. Well, when an over heat condition is usually caused by damage to the radiator or valve on an imperfect engine.
Those are some internal factors that cause the car to catch fire. While for external factors such as accidents or human actions itself that are the cause of a burning car. Basically a burning car can get compensation from the insurance. This was stated in Article 1 of the Indonesian Motor Vehicle Insurance Standard Policy regarding Guarantees for Motor Vehicles. However, the insurer does not necessarily give responsibility before knowing the cause. Referring to the regulation, fire can be covered by insurance due to the following reasons. First, due to other objects that are nearby or motor vehicle storage. Also fires caused by lightning strikes. Including what will be replaced is the destruction of all or part of motorized vehicles on the orders of the authorities in an effort to prevent the spread of the fire.
In the Motor Vehicle Insurance Standards Policy article 3 no 2 it is stated, the coverage (insurance) does not guarantee loss and or damage to motor vehicles or costs directly or indirectly caused by, as a result of the following causes:
goods and or animals that are inside, loaded on, piled on, unloaded from or transported by Motorized Vehicles.
chemicals, water or other liquid objects that are inside a Motorized Vehicle unless they are the result of a risk guaranteed by the Policy.
For that, if your vehicle is on fire and you want to claim it, you can contact Garda Akses 1 500 112 who can help 24 hours or visit the nearest branch office or Garda Center.
February 22, 2020
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